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Return and Refund Policy

Algo Nova — Terms and Conditions


Table of Contents

1. Introduction & Acceptance

2. Definitions

3. Description of Services

4. Eligibility

5. Account Registration; AML/KYC Compliance

6. Privacy and Data Protection

7. User Responsibilities

8. Deposits, Withdrawals, and Custody

9. Fees; Billing; Taxes

10. Risk Disclosure

11. Trading Operations; Algorithmic Execution

12. Disclosures and Conflicts of Interest

13. Third-Party Services and Integrations

14. Intellectual Property

15. Security

16. Representations and Warranties

17. Hold Harmless, Release, Indemnification & Assumption of Risk

18. Limitation of Liability

19. No Warranty; "As Is" Disclaimer

20. Suspension, Termination, and Account Restrictions

21. Dispute Resolution; Arbitration; Class Action Waiver

22. Governing Law; Jurisdiction

23. Notices

24. Assignment

25. Severability

26. Amendments to These Terms

27. Miscellaneous Provisions

28. Contact Information


1. Introduction & Acceptance

Welcome to Algo Nova ("Company," "we," "our," or "us"). These Terms and Conditions ("Terms") govern your access to and use of

the Algo Nova platform, software, website, mobile applications, and any associated services (collectively, the "Platform"). By

accessing, registering for, or using the Platform or any Services, you ("User," "Investor," "you," or "your") accept and agree to these

Terms in full. If you do not agree, do not use the Platform.

These Terms form a legally binding agreement between you and Algo Nova.


2. Definitions

"Account" means your registered account with the Platform.

"Assets" means any cryptocurrency, tokens, digital assets, stablecoins, or other value stored or held through the Platform.


"Services" means the Platform’s algorithmic arbitrage trading services and any related functionality, tools, analytics, reporting, or

support.

"AML" means anti-money laundering laws and regulations.

"KYC" means know-your-customer verification requirements.

"Third-Party Service" means any external service, exchange, wallet provider, liquidity provider, or data provider integrated with or

used by the Platform.


3. Description of Services

Algo Nova provides proprietary algorithm-driven software that seeks to identify and execute cryptocurrency arbitrage opportunities

across supported exchanges and liquidity sources. The Platform may, where permitted, allow Users to deposit cryptocurrency into an

Account that is accessible by the Platform to execute algorithmic trading strategies on behalf of the User.

No Guarantee of Profit: The Company does not guarantee or promise any minimum returns, profits, or preservation of capital.

No Fiduciary Duty: Unless otherwise set forth in a separate executed agreement, the Company does not act as a fiduciary, broker, or

investment adviser.


4. Eligibility

You represent and warrant that:

● You are at least 18 years old (or the age of majority in your jurisdiction).

● You have the legal capacity to enter into these Terms and to perform all obligations herein.

● You are not located in, or a resident of, a jurisdiction where the use of the Platform or the Services is prohibited by applicable

law.

The Company may refuse service or access to any person at any time.


5. Account Registration; AML/KYC Compliance

5.1 Registration

To use certain features, you must register for an Account and provide accurate, complete, and current information. You agree to keep

your Account information updated.

5.2 Identification and Verification

You authorize the Company (and its agents) to collect and verify your identity and other information necessary for AML/KYC

compliance. Verification may require government-issued IDs, proof of address, tax ID numbers, and other documentation.

5.3 Ongoing Monitoring

You consent to ongoing monitoring of your Account activity. The Company may suspend or restrict Accounts suspected of suspicious

activity pending investigation.


5.4 Customer Due Diligence

The Company may perform screening against sanctions lists, politically exposed person (PEP) lists, and other watchlists. You must

immediately notify the Company of any changes to the information you provided.

5.5 Refusal or Reporting

The Company may refuse to accept deposits, close Accounts, or report suspicious activity to authorities as required by law. The

Company is not liable for any losses you incur as a result of compliance measures or reporting.


6. Privacy and Data Protection

6.1 Privacy Policy

Your use of the Platform is also governed by our Privacy Policy, which describes how we collect, use, disclose, and protect personal

information. By using the Platform, you agree to the terms of that policy.

6.2 Data Collection

We collect information you provide and information collected automatically (e.g., IP addresses, device data, transaction records). We

may collect blockchain transaction data associated with your wallet addresses.

6.3 Use and Disclosure

We may use data to provide Services, comply with legal obligations (including AML/KYC), prevent fraud, improve the Platform, and as

otherwise permitted by the Privacy Policy. We may disclose data to service providers, regulatory authorities, and as required by law.

6.4 Data Retention and International Transfer

We retain data as required by law and for legitimate business purposes. Data may be transferred to or stored in jurisdictions other

than your residence, which may have different data protection laws.

6.5 Security Measures

We implement reasonable administrative, technical, and physical safeguards; however, no system is perfectly secure. See the

Security section for details.


7. User Responsibilities

You agree to:

● Maintain the confidentiality and security of your Account credentials and private keys.

● Use the Platform only for lawful purposes.

● Provide true, accurate, current, and complete information.

● Ensure you have all necessary rights and authority to deposit and trade any Assets.

● Notify the Company immediately of any unauthorized access or security breach.

You are solely responsible for the consequences of trades, transfers, or any activity conducted through your Account.


8. Deposits, Withdrawals, and Custody

8.1 Deposits

You may deposit supported cryptocurrencies into your Account following the Platform instructions. Deposits are subject to network

confirmations and may be delayed.

8.2 Custody

Unless specified otherwise in a written agreement, the Company may hold, control, or have access to Assets for purposes of

executing arbitrage trades. The Company may engage third-party custodians or custodial arrangements. The Company is not liable

for losses arising from third-party custody unless caused by the Company’s gross negligence or willful misconduct as expressly

required by applicable law.

8.3 Withdrawals

Withdrawal requests are subject to verification, network conditions, minimum thresholds, fees, and potential delays. The Company

may impose holds for security, AML/KYC, or legal reasons.

8.4 Transfer Risk; Irreversibility

Blockchain transfers are generally irreversible. You are solely responsible for sending Assets to correct addresses and for any losses

resulting from incorrect addresses.


9. Fees; Billing; Taxes

9.1 Fees

The Platform may charge fees, commissions, spreads, performance fees, withdrawal fees, or other charges. Fees will be disclosed on

the Platform and may change from time to time.

9.2 Billing

By using the Platform, you authorize the Company to deduct applicable fees from your Account or any Assets held by the Platform.

9.3 Taxes

You are solely responsible for all taxes, duties, and similar liabilities arising from your use of the Platform, including taxable events

resulting from trading activity. You should consult your tax advisor.


10. Risk Disclosure

Cryptocurrencies and algorithmic trading involve significant risks, including but not limited to:

● Volatility and market risk

● Liquidity and execution risk

● Counterparty and exchange risk

● Smart contract vulnerabilities

● Cybersecurity risk

● Regulatory and tax changes


● Slippage, latency, and failed transactions

You acknowledge that you may lose some or all of your investment. You should only invest funds you can afford to lose.


11. Trading Operations; Algorithmic Execution

11.1 Trading Strategy

Algo Nova uses proprietary algorithms to seek arbitrage opportunities. Algorithms are subject to market conditions and may perform

differently over time.

11.2 No Guarantee of Execution

The Company does not guarantee that any detected arbitrage opportunity will be successfully executed, nor that executed trades will

be profitable.

11.3 Decision Making

Unless otherwise agreed in writing, Algo Nova will have discretion in how the algorithm routes orders across exchanges, handles

partial fills, and manages risk parameters.

11.4 Backtesting and Performance

Any historical or hypothetical performance data presented is not indicative of future results.


12. Disclosures and Conflicts of Interest

12.1 Conflicts of Interest

The Company and its affiliates may have relationships with exchanges, liquidity providers, market makers, or other market

participants. Such relationships could present conflicts of interest. The Company will seek to disclose material conflicts where required

by law or where feasible in a transparent manner.

12.2 Material Risks & Disclosures

The Platform will disclose material risks and operational dependencies (e.g., reliance on particular exchanges) where practicable.

However, you acknowledge that not all conflicts or risks may be avoidable or fully disclosed.


13. Third-Party Services and Integrations

The Platform may interact with or rely on Third-Party Services. We are not responsible for the performance, security, or availability of

third-party platforms. Third-Party Services may have their own terms and privacy practices.


14. Intellectual Property


All rights, title, and interest in the Platform, including code, algorithms, models, documentation, trademarks, and content, belong

exclusively to the Company or its licensors. No ownership rights are transferred to you. You may not copy, reproduce, modify, create

derivative works, or reverse engineer the Platform except as expressly permitted by law or a written agreement.


15. Security

15.1 Measures

We maintain technical and organizational measures designed to protect user data and Assets. These may include encryption,

multi-factor authentication, cold storage for a portion of Assets, periodic security audits, and best-practice operational controls.

15.2 Limitations

Despite measures, no system is completely secure. We are not liable for losses resulting from third-party breaches, phishing,

malware, or user credential compromises except to the extent caused by our gross negligence or willful misconduct as required by

applicable law.

15.3 User Security Obligations

You must keep your credentials, private keys, and devices secure. Use of hardware wallets, MFA, and secure password practices is

strongly encouraged.


16. Representations and Warranties

You represent and warrant that:

● You will comply with all applicable laws and regulations.

● You are not subject to U.S. or other sanctions that would prohibit you from using the Platform.

● You are not using the Platform for illicit activities.

The Company makes no representation or warranty regarding the accuracy of market data or third-party information.


17. Hold Harmless, Release, Indemnification & Assumption of Risk

TO THE FULLEST EXTENT PERMITTED BY LAW, YOU HEREBY AGREE TO RELEASE, INDEMNIFY, DEFEND, AND HOLD

HARMLESS ALGO NOVA AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES, CONTRACTORS, AND

SERVICE PROVIDERS (COLLECTIVELY, THE "RELEASED PARTIES") FROM AND AGAINST ANY AND ALL CLAIMS, LOSSES,

LIABILITIES, DAMAGES, TAXES, COSTS, AND EXPENSES (INCLUDING ATTORNEYS’ FEES AND COSTS) ARISING OUT OF OR

RELATING TO:

(a) YOUR USE OR INABILITY TO USE THE PLATFORM OR SERVICES;

(b) ANY DEPOSITS, WITHDRAWALS, TRANSFERS, OR TRADES MADE THROUGH YOUR ACCOUNT;

(c) MARKET LOSSES, LOST PROFITS, LOST OPPORTUNITIES, OR LOST DATA;

(d) ANY ACTS OR OMISSIONS OF THIRD PARTIES (INCLUDING EXCHANGES, CUSTODIANS, OR PROVIDERS);

(e) CYBERSECURITY BREACHES, HACKS, OR UNAUTHORIZED ACCESS;

(f) FORCE MAJEURE EVENTS, INCLUDING NATURAL DISASTERS, WAR, TERRORISM, GOVERNMENT ACTION, PANDEMICS,

OR OTHER ACTS OF GOD;

(g) ERRORS, DELAYS, INTERRUPTIONS, BUGS, OR TECHNICAL FAILURES;


(h) ANY ALLEGED NEGLIGENCE, STRICT LIABILITY, OR OTHER LEGAL THEORY, EXCEPT TO THE EXTENT THAT

APPLICABLE LAW EXPRESSLY PROHIBITS SUCH RELEASE.

You acknowledge that:

● The Company will not be responsible for reimbursing or compensating you for any losses except as expressly provided by law

or by a separate written agreement.

● You assume all risks associated with digital assets and algorithmic trading.

This indemnity shall survive termination of these Terms and any Account closure.


18. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE TOTAL AGGREGATE LIABILITY OF ALGO NOVA TO YOU

FOR ANY AND ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE PLATFORM SHALL NOT EXCEED

THE TOTAL AMOUNT OF FEES PAID BY YOU TO THE COMPANY DURING THE TWELVE (12) MONTHS PRECEDING THE

CLAIM. IN NO EVENT SHALL THE RELEASED PARTIES BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL,

CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOST PROFITS, LOST DATA,

OR LOSS OF USE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Certain jurisdictions may not allow limitations of liability or the exclusion of incidental or consequential damages; therefore, some of

the above exclusions may not apply to you to the extent prohibited by law.


19. No Warranty; "As Is" Disclaimer

THE PLATFORM AND ALL SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND,

EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE,

ACCURACY, OR NON-INFRINGEMENT. THE COMPANY DOES NOT WARRANT UNINTERRUPTED OR ERROR-FREE

OPERATION.


20. Suspension, Termination, and Account Restrictions

We may suspend, restrict, or terminate your Account and access to the Platform at any time for reasons including, but not limited to,

suspected fraudulent or illegal activity, violations of these Terms, regulatory requests, or security concerns. We may also refuse

transactions or freeze Assets as required by law.

Termination does not relieve you of obligations that accrued prior to termination (including outstanding fees and indemnification

obligations).


21. Dispute Resolution; Arbitration; Class Action Waiver

21.1 Mandatory Arbitration

Except where prohibited by applicable law, you and Algo Nova agree that any dispute, claim, or controversy arising out of or relating

to these Terms or the Platform shall be resolved by binding arbitration administered by a recognized arbitration provider under its

rules.


21.2 Waiver of Jury Trial and Class Actions

To the fullest extent permitted by law, you and the Company waive rights to a jury trial and to participate in a class, collective, or

representative action.

21.3 Exceptions

Either party may seek injunctive or other equitable relief in a court of competent jurisdiction to prevent irreparable harm pending

arbitration.


22. Governing Law; Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction where Algo Nova is incorporated or

as otherwise specified on the Platform, without regard to conflict-of-law principles. Subject to any mandatory arbitration provisions

above, you and the Company submit to the exclusive jurisdiction of the courts in that jurisdiction for disputes not arbitrable.


23. Notices

We may provide notices by email, posting on the Platform, or other reasonable means. You agree that certain notices may be

provided electronically.


24. Assignment

You may not assign or transfer your rights or obligations under these Terms without our prior written consent. The Company may

assign or transfer these Terms or any of its rights hereunder without restriction.


25. Severability

If any provision of these Terms is held invalid or unenforceable, the remaining provisions will remain in full force and effect.


26. Amendments to These Terms

We may modify these Terms at any time. Material changes will be communicated by posting revised Terms on the Platform and/or by

email. Continued use after the changes constitutes acceptance of the updated Terms.


27. Miscellaneous Provisions

27.1 Electronic Communications

By using the Platform, you consent to electronic communications and agree that such communications satisfy legal requirements.


27.2 Entire Agreement

These Terms, together with any referenced policies and agreements, constitute the entire agreement between you and the Company

concerning the subject matter hereof.

27.3 Force Majeure

The Company is not liable for delays or failures resulting from causes beyond its reasonable control, including acts of God, natural

disasters, war, strikes, or government actions.


28. Contact Information

For questions, support, reports of abuse, or legal inquiries, contact Algo Nova using contact details provided on the Platform.


Acknowledgment: By creating an Account, depositing Assets, or using the Platform you acknowledge you have read, understood,

and agree to be bound by these Terms.

Copyright © 2026 Algo NOVA - All Rights Reserved.

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